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Norwegian Cruise Line Credit Card: How to Maximize Your Reward!

Published On January 17, 2024

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If you enjoy going on cruises, there’s a credit card just for you – it’s called the Norwegian Cruise Line credit card. It’s like having a buddy that helps you earn points whenever you use it to buy things. These points can be used to get rewards related to cruises.

This special card is from a bank called Bank of America, and the good news is, you don’t have to pay any yearly fee to keep using it.

So, every time you shop or pay for things with this card, you’re getting closer to your dream vacation on a cruise ship. Sounds cool, right? Stay tuned, and we’ll tell you more about this awesome Norwegian Cruise Line credit card.

What is a Norwegian Cruise Line Credit Card?

The Norwegian Cruise Line Credit Card is a special card for people who love going on cruises. It helps you earn points when you use it to buy things.

These points can be used for rewards on Norwegian Cruise Line trips. There’s no yearly fee, and you can earn bonus points when you first start using the card. It’s a good choice if you enjoy cruising with Norwegian Cruise Line.

Reward Points Comes with Norwegian Card and How You Can Redeem It?

Get a bonus of 20,000 points with the Norwegian Cruise Line World Mastercard when you spend $1,000 in the first 90 days of getting the card. Use these points to get $200 off your next cruise or as onboard credit. Remember, this bonus offer is for new accounts only, and it takes about 8 to 12 weeks for the bonus points to show up.

Earning Rewards:

When you use the card, you get 3 points for every dollar you spend on Norwegian stuff, 2 points for every dollar on airfare and hotel expenses, and 1 point for every dollar on everything else.

Using Your Points:

You can use your points for lots of cool cruise stuff, like getting a better room, discounts on your cruise, or even a free cruise for two. If cruises are not your thing, you can also use your points for travel, cash back, or gift cards. You only need 5,000 points to start redeeming for cash back or gift cards.

Cruise Details:

If you are thinking of using your points for a cruise, note that there are some limitations. Points work out to be worth a penny each when you use them for money off a cruise or onboard credit. The value for upgrades and free cruises depends on the specific cruise and upgrade you choose. Also, free cruises cannot be used during holidays, cruises to Cuba, or chartered sail dates.

Have a look at the Cash App Money Transfer: What it is and How It Works?

Pros and Cons of The Norwegian Cruise Line Credit Card

ProsCons
You get a bonus after spending $1,000 on purchases.The card has a high penalty APR that stays in effect indefinitely.
You can redeem your rewards for benefits on Norwegian cruises

How to Maximize Your Norwegian Reward Points?

To Get the Most Rewards:

  • Spend $1,000 in the first 90 days after getting your Norwegian Cruise Line World Mastercard to grab the bonus of 20,000 points.
  • After that, use your card for all things related to Norwegian Cruise Line – like paying for your cruise or any Norwegian purchases. You get 3 points for every dollar you spend on these.
  • If you buy airline tickets or book hotels, use your card for those too. You will get 2 points for every dollar spent on these.
  • For all other stuff you buy, you still get 1 point for every dollar.

When to Start Using Your Points:

Once you have collected at least 5,000 points, you can start using them. Most times, each point is worth a penny, but it can vary. So, when you are ready to use your points, pick the option that gives you the best value. This could be discounts on your cruise, better rooms, or even cash back.

In simple terms, spend wisely, collect points, and when you have got enough, use them for things that give you the most value!

Who Are Suitable for Norwegian Cruise Line Credit Card?

If you love going on Norwegian cruises a lot, the Norwegian Cruise Line World Mastercard could be a great choice for you. You get extra points when you use it to pay for your Norwegian Cruise Line stuff – like booking your cruise or buying things on board. You also get points for buying airline tickets and booking hotels.

If you enjoy trying out different cruise lines and not just Norwegian, this card might not be the best for you. It is designed mainly for people who stick with Norwegian Cruise Line because you don’t get extra points or good deals for other cruise companies. So, it is like a best friend for Norwegian cruise lovers!

Conclusion:

If you go on a lot of Norwegian cruises, the Norwegian Cruise Line World Mastercard can help you save some cash. Spend $1,000 in the first 90 days, and they will give you a bonus of 20,000 points. These points can be used for $200 off your next cruise or as onboard credit. You can team up this card with another one, like the Citi Double Cash. It gives you 1% back on what you buy and another 1% when you pay your bill. That way, you earn more rewards for everything else you buy, helping you save even more on your cruise vacation.

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