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In recent years, we have all become big fans of ride-sharing services, making it tough to remember the days when our only choices for getting around a new city were public transport or calling a taxi. While ride-sharing is super handy, it can also be costly.
The good news is, that many credit cards now offer extra rewards for ride-sharing expenses. Some cards even give you special credits and benefits just for using ride-sharing apps. Here, we’re going to tell you about the best credit cards that help you get the most out of every ride, saving you money and earning you cool rewards.
- 1 List of top credit cards for Uber
- 2 Conclusion
List of top credit cards for Uber
Capital One SavorOne Cash Rewards Credit Card
With Capital One SavorOne Cash Rewards credit card, you can earn a whopping 10% cash back on your Uber and Uber Eats purchases until November 14, 2024. That’s a pretty high reward rate, and the best part is, that this card doesn’t charge you an annual fee (it is free!).
Plus, you get a special membership called Uber One for free. With Uber One, you get perks like special pricing and top-rated drivers on Uber, zero delivery fees from certain places, and up to 10% off on eligible orders from Uber Eats.
To enjoy these benefits, just use your Capital One SavorOne card to pay for your monthly Uber One membership, and you will get a statement credit covering the membership fee. it is a sweet deal for Uber lovers!
American Express Gold Card
It comes with a $250 annual fee, but if you add the card to your Uber account (after enrolling), you can score up to $120 in Uber Cash annually. This translates to $10 in Uber Cash each month, perfect for covering Uber Eats orders or rides in the U.S. Just note, that any unused monthly Uber credit doesn’t roll over to the next month.
Beyond the Uber perks, you can earn big rewards with this card: 4X points at U.S. supermarkets (up to $25,000 per year, then 1X) and restaurants, including takeout and delivery in the U.S.
That means extra points on eligible Uber Eats orders (but not on Uber rides). For other purchases, you will still earn 1X points. Keep in mind, that there is that $250 annual fee, but if you are a foodie or love Uber, the benefits could make it worthwhile.
U.S. Bank Cash+ Visa Signature Card
The U.S. Bank Cash+ Visa Signature Card is a good choice if you want to earn cash back without an annual fee (no yearly charge). Here’s how it works: you get to pick two categories where you will earn a high 5% cash back on your purchases, including options like Uber rides.
Just remember, the categories might change from time to time. On top of that, you will get 2% cash back on a regular category like gas, groceries, or restaurants (which includes Uber Eats). And, for everything else you buy, you will still get 1% cash back.
So, even if Uber isn’t in the special categories for the moment, you are still earning something back on your rides or Uber Eats orders. it is a nice way to get rewarded for your spending.
Chase Sapphire Reserve
The Chase Sapphire Reserve is a top-tier travel credit card that comes with a hefty $550 annual fee. But, hold on, it packs a punch when it comes to rewards and perks. Here’s the lowdown: you earn 3X points on travel and dining (excluding higher bonus categories), and yes, that includes eligible rideshare services like Uber.
But wait, there is more! You get a $300 annual travel credit, up to $100 as a statement credit for Global Entryit is or TSA Precheck fees, access to airport lounges through Priority Pass Select, and perks with the Luxury Hotel & Resort Collection. So, while the annual fee might seem steep, the benefits could make it a winner for frequent travelers.
Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express can be a good choice for Uber users. Here’s how it works: you will get 6% cash back on what you spend at U.S.
Supermarkets (up to $6,000 per year, then 1%) and on certain streaming services, 3% cash back at U.S. gas stations and on eligible transit (which includes rideshare services like Uber), and 1% cash back on everything else. it is a nice way to earn some cash back on your everyday expenses, including your Uber rides. Just keep in mind that there is a yearly fee of $95 after the first year.
Platinum Card from American Express
The Platinum Card from American Express might seem a bit pricey with its $695 annual fee, but hear this out. If you are a frequent Uber user and love luxury travel perks, it could be a game-changer. You can get $15 in Uber Cash each month for rides or Uber Eats orders, and in December, it bumps up to $20, totaling up to $200 in annual Uber Cash. Just remember, unused Uber Cash doesn’t roll over to the next month, and you need to link your Platinum Card to your Uber account.
Now, about rewards – you won’t get extra points for Uber rides, but you do earn big elsewhere. Think 5X points on eligible airfare and eligible hotel purchases (up to $500,000 per calendar year, then 1X) and 1X points on everything else. So, while the annual fee might seem steep, the perks could make it a winner for travel enthusiasts.
Chase Sapphire Preferred Card
The Chase Sapphire Preferredit is Card, which has a yearly fee of $95, comes with some handy benefits for rideshare users. Here’s the deal: you will earn points for your spending, and for eligible rideshare services, you get 2X points.
While it is not the highest rate for rideshare services, this card gives you good points on various travel and dining expenses too, like dining out and streaming services. So, if you are into travel and dining, this card could be a win for you.
If you are someone who often uses services like UberPool for cost savings or enjoys the extra comfort of Uber Comfort rides, getting a rewards credit card with Uber perks can be a smart move. These cards can give you back some of the money you spend on rides. Since rideshares are such a common way to get around these days, credit card companies are teaming up with them to offer special benefits. The key is to find the card that suits your needs. Luckily, there are plenty of good options out there, so you can pick the one that fits your preferences and lifestyle.
Nicole Hughes is a credit card and loan expert content writer based in New York. With a knack for simplifying financial jargon, she creates informative and reader-friendly content. Her work empowers individuals to make informed decisions regarding credit and loans, ensuring financial well-being.
The Capital One SavorOne Cash Rewards Credit Card offers 10% cash back on Uber and Uber Eats purchases until November 14, 2024. Additionally, it provides a complimentary Uber One membership, offering various perks like special pricing, zero delivery fees, and discounts on Uber Eats orders. The card has no annual fee.
The American Express Gold Card, despite its $250 annual fee, provides up to $120 in Uber Cash annually. Enrolling the card in your Uber account earns you $10 in Uber Cash each month, applicable to Uber Eats orders or rides in the U.S. The card also offers substantial rewards on U.S. supermarket and restaurant purchases.
The U.S. Bank Cash+ Visa Signature Card allows users to choose two categories for 5% cash back, including options like Uber rides. The card has no annual fee and provides 2% cash back on a regular category and 1% cash back on all other eligible purchases.
The Chase Sapphire Reserve, with a $550 annual fee, offers 3X points on travel and dining, including eligible rideshare services like Uber. It also includes a $300 annual travel credit, statement credit for Global Entry or TSA Precheck fees, and airport lounge access, making it valuable for frequent travelers.
The Platinum Card from American Express, with a $695 annual fee, provides $15 in Uber Cash each month for rides or Uber Eats orders, totaling up to $200 annually. While it doesn’t offer extra points for Uber rides, it excels in rewards for airfare and hotel purchases, making it beneficial for luxury travel enthusiasts.