Credit Cards

Best 6 Credit Cards for Lyft Rides!

Published On February 16, 2024

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Frequent travelers generally look for credit cards that offer incentives and privileges. Here, we introduce credit cards designed just for Lyft users. Lyft works with several travel loyalty programs, allowing users to earn benefits by adding their card to their Lyft account.

Our recommended cards improve your Lyft experience, saving you both time and money. These cards provide a variety of rewards and privileges, which enhance your travel perks. By using these cards, you may increase the value of your Lyft trips while also receiving additional benefits from connected reward programs.

Choose from a variety of cards to enhance your Lyft experience and gain exclusive incentives. Enjoy effortless travel with the ease and savings provided by these recommended credit cards.

Perfect Credit Cards for Lyft Rides

1. Chase Sapphire Reserve Credit Card

Chase Sapphire Reserve Credit Card

The Chase Sapphire Reserve is a top credit card for Lyft rides because of its partnership with Lyft. Cardholders can get two years of free Lyft Pink membership, offering 15% off rides and other perks (activation needed by December 31, 2024). Additionally, you earn 10X points on Lyft rides until March 31, 2025.

Although the card has an annual charge of $550, it provides essential benefits such as Priority Pass Select airport lounge access, a $300 yearly travel credit, and up to $100 in application fee credits for Global Entry or TSA PreCheck.

Chase Sapphire Reserve Pros and Cons

Pros:

  • Get a $300 annual travel credit for expenses charged to your card each year.
  • Access Chase Ultimate Rewards’ hotel and airline partners.
  • Earn unlimited 3x points for travel and eating.
  • Chase Travel offers 50% more value when redeeming points for litravel.
  • Benefit from broad definitions of travel and dining bonus categories.

Cons:

  • A high annual charge of $550.
  • Not appropriate for infrequent travelers.
  • To earn 3x points on travel and eating, you must use the $300 travel credit first.
  • This does not include automatic hotel elite status.

Benefits Of Chase Sapphire Reserve Credit Card:

  • Priority Pass airport lounge access which offers complimentary food, drinks, and amenities
  • Global Entry/TSA PreCheck application fee credit, with that you can save time and hassle at airport security.
  • $550 annual travel credit which offsets the card’s annual fee for frequent travelers.
  • Chase Ultimate Rewards points, which are redeemable for travel, cashback, and other rewards.
  • Visa Infinite benefits include travel insurance, concierge service, and more.

Have a look at this Best Chase Credit Cards to Start With

2. Chase Sapphire Preferred Card

Chase Sapphire Preferred Card

Before you decide to receive the Chase Sapphire Preferred card, be sure you understand all of the crucial details. This includes the sign-up bonus, the number of rewards you can earn, the annual fee, and the interest rate. Knowing these things will help you determine whether or not this credit card is right for you.

Remember that the points you earn with this card are part of Chase’s Ultimate Rewards program. This program is well-known for its flexibility. You may spend your points to get cash back, gift cards, travel with Chase, and even transfer them to Chase’s airline and hotel partners.

If you are unsure about this card, you may want to consider the Chase Sapphire Reserve card instead.

With the Chase Sapphire Reserve Card, you can earn 10x points per dollar spent on Lyft rides through March 2025, which is the highest earning rate among major credit cards.

Also, you will get a complimentary Lyft Pink All Access membership for two years plus 50% off a third year. Lyft Pink benefits include 15% off rides, priority airport pickups, relaxed cancellations, and more.

Welcome OfferEarn 60,000 extra points after spending $4,000 on purchases within three months of creating the account.
Yearly FeeAround $93
Rewards RateEarn 5X points on travel booked with Chase Ultimate Rewards and Lyft rides (Lyft offer valid through March 31, 2025). 3x points for meals, online grocery shopping (excluding Walmart, Target, and wholesale clubs), and some streaming services; 2X points for general travel, 1X points for everything else.
Notable benefitsCardholders receive an additional 25 percent value for their points when they use them for travel bookings via Chase Ultimate Rewards.
Regular APR22 percent to 28 percent (variable)

Chase Sapphire Preferred Pros and Cons

Pros:

  • Earn multiple points per dollar for travel and meals.
  • The current welcome bonus for this card is extremely generous.
  • TPG values it at $1,230.
  • Premium travel protection includes trip cancellation insurance, primary automobile rental insurance, and lost luggage insurance.

Cons:

  • The card has a yearly fee of $95.

3. Chase Freedom  Reward Credit Card

 Chase Freedom  Reward Cards

You can earn 5% cash back on Lyft rides and it applies to all Chase Freedom Cards, which includes Freedom Flex, Freedom Unlimited, and Freedom Rise.

It has no annual fee which makes them a great option for those who want to maximize rewards without paying a yearly fee. In addition to that you can redeem your cashback for statement credits, travel, gift cards, and more.

4. Wells Fargo Active Cash Card

WF ActiveCash RGB png PNG Image 431 × 272 pixels

Wells Fargo Active Cash Card is a strong and best option for Lyft riders. You can earn 2% cash back on every Lyft ride with no category restriction or spending caps. Besides, no need to track rotating categories or enroll in Lyft-specific programs.

Moreover, you can earn a $200 cash rewards bonus after spending $500 in the first 3 months. It has no annual fee so you can keep all your earnings for yourself.

Other benefits for Lyft riders are 0% intro APR on purchases and Balance transfers for 15 months, cell phone protection, Visa Concierge service, and Visa signature luxury hotel collection.

Wells Fargo Active Cash Card Pros And Cons

Pros:

  • No yearly fee, so you can save money while earning rewards.
  • Earn 2% cash back on all purchases without having to keep track of bonus categories.
  • Receive up to $600 in cell phone protection (with a $25 deductible) for covered damage or theft when paying your monthly cell phone bill with this card.

Cons:

  • You won’t pay an annual fee, allowing you to save while earning rewards.
  • Get 2% cash back on all purchases, no bonus categories needed.
  • Plus, receive up to $600 in cell phone protection for covered damage or theft when paying your monthly bill with this card.

5. Bilt Mastercard

Bilt Mastercard

With Bilt Mastercard, you can earn 5x Bilt points on Lyft rides. You can enjoy all the benefits without paying a yearly fee. You can redeem all the points for travel, rent, fitness classes, and more.

You will automatically get 3x points for paying with the card and 2x points for linking accounts and setting Bilts as your Lyft loyalty partner. In addition to that you can enjoy benefits like cell phone protection and purchase security.

Bilt Mastercard Pros and Cons

Pros:

  • No yearly fee.
  • Earn points on rent, even if your landlord doesn’t take cards.
  • Free cell phone protection.
  • No foreign currency conversion fee.
  • Trip cancellation and interruption protection included.

Cons:

  • To earn points, make at least five card transactions per statement period.

6. Citi/AAdvantage Executive World Elite Mastercard

 Citi AAdvantage Executive World Elite Mastercard

The Citi/ AAdvantage Executive World Elite Mastercard is ideal for American Airlines passengers seeking lounge access. It includes complete Admirals Club membership, as well as additional benefits such as free checked baggage, priority check-in, and boarding.

Only this card provides entry to the American Airlines Admirals Club lounges. The annual charge is $595, which is less than the cost of a standard Admirals Club membership.

This card saw some unpleasant alterations beginning July 23, 2023, which TPG’s Nick Ewen did not appreciate. We’ll look at its new benefits to help you determine whether it’s worth maintaining.

Welcome Offer: When you spend $7,000 in the first three months with the Citi / AAdvantage Executive World Elite Mastercard, you’ll earn 70,000 bonus miles. This incentive is valued at $1,085.

Benefits Of Citi/AAdvantage Executive World Elite Mastercard

  • With Citi AAdvantage Executive World Elite Mastercard, you can get $10 in Lyft credit each month after taking 3 rides.
  • That is $120 in savings over the year. You can use this card for Lyft rides abroad, and it won’t charge anything extra.
  • Other benefits include airport lounge access, travel insurance, and more.
  • This card is suitable for frequent travelers who can take advantage of its premium travel perks.

Citi/AAdvantage Executive World Elite Mastercard

Pros:

  • Allows admission to the Admirals Club lounges.
  • Helps you earn up to 10,000 Loyalty Points toward elite status.
  • Provides expedited check-in, airport screening, boarding, and a free checked bag for you and up to 8 guests.
  • Offers a 25% discount on in-flight meals and beverages.
  • Offers a statement credit for Global Entry/TSA PreCheck payments.

Cons:

  • Miles can only be used with American Airlines and its Oneworld partners.
  • The 25% inflight credit does not cover Wi-Fi purchases.

Conclusion:

In conclusion, credit cards created for Lyft rides provide a number of benefits, including cash back or point earning opportunities, as well as exclusive perks like discounted or free memberships and rewards for other travel-related purchases. While some cards may have high annual fees, the value they provide in terms of rewards and bonuses can justify the cost for frequent Lyft users. It’s vital to compare the features of several cards and choose the one that best fits your spending habits and travel preferences. Finally, utilizing the proper credit card will enhance your Lyft experience and increase your overall rewards.

FAQs About Credit Cards for Lyft Rides

How do I link my Lyft account to a travel loyalty program for rewards?

To link your Lyft account to a travel loyalty program, log in to your Lyft account, go to the ‘Rewards’ section, and select ‘Link Accounts.’ Follow the prompts to connect to your preferred travel loyalty program and start earning rewards on your Lyft rides.

Can I participate in more than one Lyft partner program at the same time?

No, you can only choose one Lyft partner program at a time. Evaluate the benefits offered by each program and select the one that aligns best with your travel preferences.

What benefits does the Chase Sapphire Reserve Card offer for Lyft riders?

The Chase Sapphire Reserve Card provides Lyft riders with the opportunity to earn 10x points per dollar spent on Lyft rides through March 2025. Additionally, cardholders receive a complimentary Lyft Pink All Access membership for two years, offering perks like 15% off rides and priority airport pickups.

Are there any cashback options for Lyft rides without an annual fee?

Yes, the Chase Freedom Reward Cards, including Freedom Flex, Freedom Unlimited, and Freedom Rise, offer 5% cashback on Lyft rides without an annual fee. This provides a great option for maximizing rewards without incurring yearly fees.

How can I redeem rewards earned from Lyft rides using the Wells Fargo Active Cash Card?

With the Wells Fargo Active Cash Card, you earn 2% cash back on every Lyft ride. You can redeem your cash rewards for statement credits, travel, gift cards, and more, providing flexibility in utilizing your earned rewards.

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