Credit Cards

Destiny Credit Card Login – Step by Step Guide!

Published On January 17, 2024

At BankCreditRates, our mission is to assist you in making informed financial choices. We are committed to upholding rigorous editorial standards. Please note that this article may make mention of financial products offered by our trusted partners. is a money place that offers different cards for different needs, and one cool card they have is the Destiny Card. This card gives you good stuff like cashback rewards, no yearly fees, and low-interest rates. But first, you gotta activate it to start getting these perks.

Easy peasy – you can do it online by going to, logging in, and following the steps. let’s dive into the guide and get things going!

How You Can Register for The Destiny Account?

Registering for a Destiny account is very easy, and we will break it down for you:

  • Go to this website:
  • Look on the right side and find “Register Your Account” at the bottom right corner of the screen.
  • On the next page, type in your card number, date of birth, and social security number.
  • Click on “Continue to Next Step.”
  • In a few minutes, you will get a 6-digit code on your phone. Put that in to confirm your account.

What is the Destiny Credit Card?

The Destiny Card is a bit different from regular credit cards. It is like a prepaid card, but it gives you a cool benefit – you can make purchases and pay back the money within 45 days before it is taken from your bank account. Here is the kicker: they don’t care about checking your credit score.

It is a unique feature. Just so you know, the Destiny Card is issued by First Electronic Bank, along with help from Genesis FS Card Service, Inc. It is a bit special, but that is what makes it stand out!

What Are the Steps to Activate the Destiny Credit Card?

Alright, let’s make activating your Destiny card super simple:

  • Go to to start the activation process.
  • Log in to the secure server for Destiny by entering your username and password.
  • Now, punch in your Destiny Card number.
  • Add the card’s expiration date.
  • Find the Security Code/CVV on the back of your card and type it in.
  • Click the “Activate” button.

Have a look at the Indigo Credit Card: How to Apply & Login!

Who Is Suitable for The Destiny Credit Card?

If you are looking to get a Destiny Mastercard, it’s open to anyone aiming to build or rebuild their credit. Here is what you need:

  • Be 18 years old or above.
  • Have a valid social security number.
  • Provide a physical address.
  • Use a US IP address.
  • Ensure that any previous Destiny Mastercard account wasn’t closed due to missed payments.
  • Meet some basic credit qualifications, like showing your income and looking at your debts.
  • They will also double-check to make sure you are who you say you are.

Why Should You Choose the Destiny Credit Card?

The Destiny Credit Card could be a good choice for certain folks for a few reasons:

Fixing Credit: If you are working on improving your credit score, the Destiny Credit Card is made for exactly that.

Open to Many: Even if your credit isn’t perfect, you still have a shot at getting this card. It is an option for people with not-so-great credit.

Easy to Use: Since it is a Mastercard, you can use the Destiny card in lots of places – online and at many stores. It is pretty handy.

Make sure you check out the fees and think about whether it is worth it. Sometimes, it might cost you a bit more, especially in the first year. 


We have covered all the details about the Destiny Mastercard in this article. It is a solid option for boosting the credit scores of individuals with lower credit profiles. Other good choices include cards like Fortiva, Avant, Indigo, and more. In this article, we have walked you through everything—from logging in to activating your card. If you have any thoughts, questions, or suggestions, feel free to share them in the comments below. Thanks for taking the time to read!

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