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Burlington Credit Card Review: Is it Worth it (How to Apply)!

Published On January 5, 2024

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Welcome back to Bankcreditrates, As we offer reviews of credit cards, with years of experience in analyzing and testing them. Through this review, we are focusing on providing help to the people who are looking for a new credit card and what fits them the most.

Today we are going to discuss Burlington Credit Card. It is basically a store credit card that can be used to purchase at Burlington Coat factory outlets.

This card is good for those who are frequent buyers at Burlington Coat Factory outlets. You can earn some rewards with this card. Lets now get into the details so keep on reading.

What is a Burlington Credit Card?

Burlington Credit cards are issued by Burlington Bank, which used to be known as Burlington Coat Factory. This card is for regular buyers who shop at Burlington.

This card is given to loyal customers to help them purchase their coats, men’s coats, and women’s fashion accessories across the country.

You will instantly get a 10% discount on your first order with the Burlington Credit card. The discount comes with a twist, you must use a Burlington credit card for the transaction on the same day you activate it. Otherwise, you will miss the discounted deal.

Is the U.S. Bank Visa Platinum Card familiar to you? It provides wonderful benefits including cashback and a low APR.

Why do you need a Burlington Credit Card?

You may need a Burlington Card if you regularly shop at Burlington stores, Cohoes Fashions, or MJM Designer Shoes. You will earn some rewards with the purchases with the Burlington credit card. The card will offer 1 point for every 1$ spent at these stores.

The points can be redeemed for reward certificates worth $5, $25, $50, or $100. Moreover, cardholders will get a 10% discount on their first purchase and extended receipt-free returns.

There is no annual fee on the Burlington Credit card. Your application for the card is easily approved even though you have a bad credit score. You can also earn bonus rewards during certain promotions.

PointsRewards
100$5
500$25
1,000$50
2,000$100

Is there any reason to skip the Burlington Credit Card?

Whether you want this or skip the Burlington Credit Card depends on your spending habits at Burlington stores and your credit goals.

It is a closed-loop card, which means you can only use it to purchase Burlington Coat, Cohoes Fashion, or MJM Designer Shoes. The rewards programs you see are not very generous.

You will only earn 5% back on every purchase at Burlington and the rewards expire quickly. The card also has a variable interest rate, which means your APR can go up at any time.

How to Apply for a Burlington Credit Card?

To apply for the Burlington Credit card, follow these simple steps:

  • Go to their official website: Burlington Credit Card.https://d.comenity.net/ac/burlington/public/home
  • Now, click on the “Register now” button on the upper right corner of the page.
  • Add your details, Social Security number, contact details, residential details, and financial details in the given form.
  • Then you have to provide the company name that you work for and add all the necessary details.
  • Now click on the “Send” button to finish your application.

After your application is sent, Comenity Bank will review your credit card application and look into your repayment ability, credit history, and income. If your credit request is accepted, you will receive your credit card in 7-10 working days after your approval.

Pros and Cons of Burlington Credit Card

ProsCons
10% off first purchaseNo annual fee
1 point per $1 at BurlingtonHigh purchase APR (27.99%)
Extended, receipt-free returnsNo balance transfers
Early Access AlertsLow rewards rate (1 point per $1 on Burlington purchases)
$5 Bonus on Layaways

Had you looked at the newest available credit cards? The best Chase Credit Cards include incredible benefits and incentives.

Conclusion

So here you have the information about the Burlington credit card. We hope we have provided you with the details you need to decide if this card is suitable for you. The card offers an excellent reward program, from which you can earn points for each dollar spent.

It also comes with a reasonable credit limit, that allows you to practice responsible payment habits and improve your credit score. You also need to consider the other factors before applying. Factors like its closed-loop nature, high APRs, and limited usage range will be a drawback for the users.

Always try to do your research before you apply for a credit card. You can also consult with a finance advisor.

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FAQs for Burlington Credit Card

No, the Burlington Credit Card is a closed-loop card, meaning it can only be used for purchases at Burlington Coat Factory outlets, Cohoes Fashions, or MJM Designer Shoes.

Cardholders earn 1 point for every $1 spent at Burlington stores, and these points can be redeemed for reward certificates in denominations of $5, $25, $50, or $100.

No, the Burlington Credit Card does not have an annual fee, making it a cost-effective option for regular shoppers at Burlington stores.

Yes, the application for the Burlington Credit Card is often approved even with a bad credit score, but approval is subject to Comenity Bank’s review of your credit history, repayment ability, and income.

Once you’re approved, you can’t start using your Burlington Credit Card right away.

Certainly! Sure thing! You can find your Burlington account number on your Burlington credit card, and the payment address will be on your billing statement. This way, you can easily set up payments through your bank. Just remember to give it about 5 business days for the payment to show up.

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