Credit Cards

Burlington Credit Card Review: Is it Worth it (How to Apply)!

Published On January 5, 2024

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Welcome to Bankcreditrates! We review credit cards to help people find the right one. Today, we’re talking about the Burlington Credit Card. It’s a special card for shopping at Burlington Coat Factory stores.

This card is great if you shop a lot at Burlington Coat Factory. You can earn rewards with it. Let’s dive into the details!

The Burlington Credit Card is a store credit card. That means you can only use it at Burlington Coat Factory stores. If you’re someone who often shops there, this card could be good for you.

With this card, you can earn rewards. Rewards are like bonuses you get for using the card. The more you use it, the more rewards you can earn. So, if you’re a fan of Burlington Coat Factory, this card might be worth checking out.

What is a Burlington Credit Card?

Burlington Credit cards are issued by Burlington Bank, which used to be known as Burlington Coat Factory. This card is for regular buyers who shop at Burlington.

This card is given to loyal customers to help them purchase their coats, men’s coats, and women’s fashion accessories across the country.

When you get a Burlington Credit card, you’ll instantly get a 10% discount on your first order. But here’s the catch: you have to use the Burlington credit card for the purchase on the same day you activate it. If you don’t, you’ll miss out on the discount.

So, if you’re a loyal Burlington shopper, this card can be handy. It’s especially good for getting discounts on your first purchase after getting the card.

Is the U.S. Bank Visa Platinum Card familiar to you? It provides wonderful benefits including cashback and a low APR.

Why do you need a Burlington Credit Card?

You may need a Burlington Card if you regularly shop at Burlington stores, Cohoes Fashions, or MJM Designer Shoes. You will earn some rewards with the purchases with the Burlington credit card. The card will offer 1 point for every 1$ spent at these stores.

The points can be redeemed for reward certificates worth $5, $25, $50, or $100. Moreover, cardholders will get a 10% discount on their first purchase and extended receipt-free returns.

There is no annual fee on the Burlington Credit card. Your application for the card is easily approved even though you have a bad credit score. You can also earn bonus rewards during certain promotions.

PointsRewards
100$5
500$25
1,000$50
2,000$100

Is There Any Reason to Skip the Burlington Credit Card?

Whether you want this or skip the Burlington Credit Card depends on your spending habits at Burlington stores and your credit goals.

It is a closed-loop card, which means you can only use it to purchase Burlington Coat, Cohoes Fashion, or MJM Designer Shoes. The rewards programs you see are not very generous.

You will only earn 5% back on every purchase at Burlington and the rewards expire quickly. The card also has a variable interest rate, which means your APR can go up at any time.

How to Apply for a Burlington Credit Card?

To apply for the Burlington Credit card, follow these simple steps:

  • Now, click on the “Register now” button on the upper right corner of the page.
  • Add your details, Social Security number, contact details, residential details, and financial details in the given form.
  • Then you have to provide the company name that you work for and add all the necessary details.
  • Now click on the “Send” button to finish your application.

After your application is sent, Comenity Bank will review your credit card application and look into your repayment ability, credit history, and income. If your credit request is accepted, you will receive your credit card in 7-10 working days after your approval.

Pros and Cons of Burlington Credit Card

ProsCons
10% off first purchaseNo annual fee
1 point per $1 at BurlingtonHigh purchase APR (27.99%)
Extended, receipt-free returnsNo balance transfers
Early Access AlertsLow rewards rate (1 point per $1 on Burlington purchases)
$5 Bonus on Layaways

Had you looked at the newest available credit cards? The best Chase Credit Cards include incredible benefits and incentives.

What Are the Requirements?

To apply for the Burlington Credit Card, you must meet the following requirements that are normal for all credit card applications:

  • You must be of legal age according to the laws in your location.
  • You must have a government-issued Tax Identification Number (SIN or SSN).
  • You must possess a valid National Identification Card with a photograph.
  • You must have a valid U.S. residential address.

It is crucial to understand that, under the USA PATRIOT Act, you cannot use a P.O. Box as your actual address when applying for a credit card worldwide.

So, if you meet these criteria and have all of the required paperwork, you can apply for the Burlington Credit Card. These regulations are in place to ensure that applicants are legally eligible and can be confirmed when applying for credit cards in the United States.

How to Use This Credit Card?


Some places where you can get perks and cashback with your Burlington card:

  • Burlington Stores: Get discounts and rewards at over 600 stores across the country.
  • Burlington Shoes: Use this card to pay for shoes and bags in-store or online.
  • Burlington Restaurants: Pay for your meal at restaurants using this credit card.
  • Burlington Coat Factory: Shop for new clothes like coats and jackets with this card.
  • Groceries: Go to your local store and get discounts on your purchases.

If you have a Burlington Credit Card, you can enjoy benefits at these places. So, whether you’re shopping for clothes, shoes, dining out, or getting groceries, this card can help you save money and earn rewards.

How to Pay Your Burlington Credit Card?

Burlington offers different ways for you to pay your bills conveniently. You can use your smartphone or computer to access their website, or you can choose to mail in your payment. Your billing statement will have all the information you need to make sure you pay on time.

So, whether you prefer online payments or sending a check through the mail, Burlington has options for you. Just check your statement for details on how to make your payments easily and on time.

Conclusion:

So here you have the information about the Burlington credit card. We hope we have provided you with the details you need to decide if this card is suitable for you. The card offers an excellent reward program, from which you can earn points for each dollar spent.

It also comes with a reasonable credit limit, that allows you to practice responsible payment habits and improve your credit score. You also need to consider the other factors before applying. Factors like its closed-loop nature, high APRs, and limited usage range will be a drawback for the users.

Always try to do your research before you apply for a credit card. You can also consult with a finance advisor.

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FAQs for Burlington Credit Card

No, the Burlington Credit Card is a closed-loop card, meaning it can only be used for purchases at Burlington Coat Factory outlets, Cohoes Fashions, or MJM Designer Shoes.

Cardholders earn 1 point for every $1 spent at Burlington stores, and these points can be redeemed for reward certificates in denominations of $5, $25, $50, or $100.

No, the Burlington Credit Card does not have an annual fee, making it a cost-effective option for regular shoppers at Burlington stores.

Yes, the application for the Burlington Credit Card is often approved even with a bad credit score, but approval is subject to Comenity Bank’s review of your credit history, repayment ability, and income.

Once you’re approved, you can’t start using your Burlington Credit Card right away.

Certainly! Sure thing! You can find your Burlington account number on your Burlington credit card, and the payment address will be on your billing statement. This way, you can easily set up payments through your bank. Just remember to give it about 5 business days for the payment to show up.

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