Credit Cards
7+ Best Barclays Credit Cards: Rewards & Benefits
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Barclays’ credit cards come with tons of cool benefits that let you manage your money in the way you like. They have created a bunch of credit cards by keeping you in mind. Whether you love traveling, looking for great deals when you shop, or working on building a good credit score, Barclays has perfect cards waiting for you!
Come with me as we check out all the good rewards, see how you can use your credit card in multiple ways, and find user-friendly features that make Barclays’ credit cards not just a piece of plastic but a financial tool of your wallet. Give this article a read, and don’t forget to share with us your favorite Barclays credit card feature. Let’s make managing money exciting and effortless together!
Contents
About Barclay Credit Cards
Barclay is a well-established British bank since 1690 that offers a range of credit cards with top-notch features. The bank offers two exclusive cards and several co-branded options, making it a popular global choice.
The bank is headquartered in London and has earned a high rank among U.S. credit card issuers, serving over 24 million customers.
Users can enjoy quality security features like mobile alerts and $0 fraud liability protection with each card. Discover the benefits and costs to find the perfect Barclays card that suits your needs!
Types of Barclays Credit Cards
Some types of Barclays Credit cards are listed below:-
| Barclays Travel Card | Barclays Travel card is ideal for travelers who love to travel and these cards give you special perks for flights, hotels, and more. |
| Barclays Balance Transfer Card | If you want to handle your existing debt smartly, Barclays Balance Transfer Cards give you a low or 0% introductory APR on transferred balances. |
| Barclays Rewards Card | Barclays Rewards Card is designed for those who enjoy earning rewards on everyday spending, and it offers points, cashback, and other valuable incentives. |
| Barclays Business Card | Barclays Business card is perfect for business owners and provides tools to simplify expenses and earn rewards on business-related spending. |
Top Barclays Credit Cards
There are different types of Barclays Credit Cards. Some of the examples are listed below:-
Barclays Arrival Plus World Elite Mastercard:
Barclays Arrival Plus World Elite is a travel rewards credit card that provides the ability to earn two miles for every dollar they spend, users can enjoy a nice bonus when they sign up, and get extra rewards when they use their miles.
While there is no special deal for the first purchases you make, new cardholders can enjoy a cool 0% interest rate on balance transfers for the first 12 months duration. It’s the smart way to travel and earn big rewards!
Features
The features of the Barclays Arrival Plus World Elite Mastercard are listed below:-
- Double Miles Rewards: Get 2 miles for every $1 spent on all purchases for a rewarding experience.
- Huge Sign-up Bonus: Enjoy a substantial bonus when you become a new cardholder, adding extra value from day one.
- 0% APR on Balance Transfers: New cardholders enjoy a 0% APR on balance transfers for the first 12 months, providing a financial advantage.
The Chase Sapphire Preferred® Card is a stellar choice for frequent travelers, offering excellent perks, flexibility, and valuable rewards.
Barclay Uber Visa Card:
The Uber Visa Card by Barclays is a fantastic cash-back rewards credit card where new members can score a bonus of $100 by spending just $500 in the first three months. You also get a $50 statement credit for eligible digital subscriptions with $5,000 in annual spending.
Users can enjoy unlimited cash back in various categories: 2% on Uber and online shopping, 3% on travel, and a tasty 4% on dining and Uber Eats.
Moreover, there are exclusive perks like mobile phone protection and in-app refunds for Uber purchases. It’s a must-have for those who love earning rewards on everyday expenses!
Features
The features of the Barclays Uber Visa Card are listed below:-
- $100 Bonus: Earn $100 after spending $500 in your first 3 months.
Cash Back Rewards:
- 2% on Uber and online shopping
- 3% on travel
- 4% on restaurants and UberEATS
$50 Statement Credit:
Get $50 back for eligible digital subscriptions with $5,000 annual spending.
Exclusive Benefits:
- Access special offers
- Enjoy entertainment experiences
- Mobile phone protection
- In-app redemptions for Uber purchases.
Have you heard about the Capital One SavorOne Student Cash Rewards Credit Card? It’s a fantastic option.
Barclays Airline Credit Cards
Barclays AAdvantage Aviator Red World Elite Mastercard
The Aviator Red Mastercard from Barclays is your perfect travel buddy If you love flying with American Airlines. You get 2 points for every $1 spent on American Airlines and 1 mile for every $1 spent elsewhere, and there’s no limit on what you can earn.
New card members get an awesome 50,000 miles bonus after just one purchase in the first 90 days. Users can enjoy a 25% discount on in-flight food and drinks, access to World Elite Travel Services, and protection with travel and fraud liability insurance.
It’s the smart way to fly and earn more with this awesome travel rewards card!
Features
The features of the Barclays Aviator Red Mastercard are listed below:-
- American Airlines Rewards: Get 2 points for every $1 on American Airlines purchases.
- General Spending Rewards: Earn 1 mile for every $1 on all other purchases with no limits.
- Sign-Up Bonus: New members get 50,000 miles with just one purchase in the first 90 days.
- In-Flight Savings: Enjoy a 25% discount on in-flight food and drinks.
- Travel Benefits: Access World Elite Travel Services.
- Protection: Benefit from travel and fraud liability insurance.
JetBlue Plus Card
JetBlue Airways has these two credit cards you can grab from Barclays one with an annual fee and one without. Now, usually, the one with the fee is the better deal. Why? Well, you get awesome rewards and perks that totally make up for the cost.
Meet the JetBlue Plus Card. It comes with a $99 annual fee, but it’s totally worth it. You earn 6X points on JetBlue purchases, 2X at restaurants and grocery stores, and 1X on everything else.
Plus, you get free checked bags (with some conditions), a cool anniversary bonus every year that practically covers the fee, and a 50% discount on stuff you buy during your flight.
Oh, and here’s a neat trick: when you use your points to book flights, you get 10% of them back. Sweet, right? And guess what? Your card purchases also help you climb the elite status ladder in JetBlue’s loyalty program.
Wait, there’s more! They’ve got a pretty sweet sign-up bonus waiting for you too. So, if you’re into JetBlue, this card is definitely something to check out!
Frontier Airlines World Mastercard®
If you’re someone who often flies with Frontier Airlines, the Frontier Airlines World Mastercard® could be a decent choice. It comes with a good bonus offer that’s easy to earn. You’ll get 5 times the miles on eligible Frontier purchases, 3 times at restaurants, and 1 time on everything else.
Plus, you enjoy preferred boarding in Zone 2, and you can even get your annual fee waived. Every year, if you spend a reasonable amount, you’ll also receive a $100 flight voucher on your account anniversary.
However, there’s one catch: unlike some other cards, this one doesn’t give you free checked bags. Even carry-ons come with a fee on Frontier flights. What makes this a bit disappointing is that the card itself has an annual fee of $89, which isn’t exactly pocket change.
So, it’s important to weigh the benefits and drawbacks before deciding if this card is the right fit for you.
Barclays’ Hotel Credit Cards
Wyndham Rewards Earner Plus Card
If you’re a fan of Wyndham hotels, there are two credit cards from Barclays that you might like. One comes with an annual fee, and the other doesn’t. Let me break it down for you.
The Wyndham Rewards Earner® Plus Card has a fee, but it’s worth it. As of August 2023, the fee is $75. Here’s why it’s a good deal: when you get the card, you get a great bonus offer of points.
Also, every year when you renew the card, you get a bonus of 7,500 points that’s almost enough to cover the fee right there. Plus, you automatically get Platinum status in the Wyndham loyalty program, which comes with extra perks.
When you use the card, you earn points faster: 6X points on Wyndham hotel purchases, 6X on gas, 4X on dining and groceries, and 1X on everything else. It’s awesome because you can use these points to stay at any of Wyndham’s 20+ hotel brands, ranging from budget to upscale options.
Now, there’s also a no-annual-fee version called the Wyndham Rewards Earner® Card. This one gives you a smaller bonus when you first get the card and lower points for your purchases (5X at Wyndham and on gas, 2X on dining and groceries).
You get Gold elite status instead of Platinum, and the 7,500-point bonus every year isn’t automatic you have to spend $15,000 in a year to earn it.
So, it really depends on how much you want those extra perks and faster points. If you stay at Wyndham hotels a lot, the one with the fee might be worth it for you. If not, the no-fee one still gives you some good benefits.
Conclusion
In a nutshell, Barclays offers a variety of credit cards to suit your needs. Whether you enjoy traveling, need to transfer balances, seek rewards, or run a business, Barclays has a card that suits your preferences. Consider your spending habits and financial goals to discover the card that provides the most value.
Keep in mind that the perfect card differs for each person, but Barclays has one that suits almost everyone. Explore the options and choose the card that enhances your financial journey.
Nicole Hughes is a credit card and loan expert content writer based in New York. With a knack for simplifying financial jargon, she creates informative and reader-friendly content. Her work empowers individuals to make informed decisions regarding credit and loans, ensuring financial well-being.
FAQs
Barclays provides diverse credit cards, including options for travel, balance transfer, rewards, and business.
To find your ideal Barclays credit card, assess your spending habits and financial goals to match the card that best fits your needs.
Absolutely! Barclays credit cards come with rewards programs, allowing you to earn benefits based on your card usage.
Credit score requirements vary, but Barclays caters to different credit profiles, ensuring options for a wide range of applicants.
While some cards may have annual fees, Barclays also offers no-annual-fee options, providing flexibility for various preferences and budgets.
The credit limit can only be increased if it’s been at least four months since your last increase or at least six months since it was decreased.
According to our findings, the Chase Sapphire Preferred® Card seems to have the highest reported limit, with some sources mentioning a whopping $100,000. Another card to consider is the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card that has been advertised with a maximum credit limit of $100,000.
